Simple Money Loans
We Make It Simple
A private lending partner that provides creative financing solutions for real estate investors. Serving the entire Southeast region with a focus on the CSRA and Columbia, SC.
The Best Rates &
Terms Around
Simple Investment Loans designed for property investors who need quick access to capital at competitive interest rates. We offer interest-only loans for up to 12 months.
Fix and Flip
Fix and flip home loans, also known as short-term or hard money loans, are financial tools designed for real estate investors engaged in the practice of purchasing distressed or undervalued properties, renovating them, and then quickly selling for a profit. These loans cater to the unique needs of investors involved in the fix-and-flip strategy, offering swift financing with flexible terms.
Rental Loans
These loans cater specifically to the unique needs of landlords seeking to renovate properties and make them appealing to potential tenants. Investors can use the funds to acquire properties, cover renovation costs, and ensure that the homes meet modern living standards. The goal is not only to increase the property’s value but also to create attractive and comfortable living spaces that appeal to rental audiences.
Transactional
Transactional funding is a short-term loan used by real estate investors to complete a property purchase and simultaneous resale, often through a “double closing”. It provides the funds to close on a property with a seller and then immediately close the sale with an end buyer, allowing the investor to profit without using their own capital.
Construction
The home building market is booming in Augusta, Ga! We provide construction loans serve to cover the costs of permits, labor, materials, and other expenses associated with the construction process. During the construction phase, borrowers make interest-only payments, and once the project is completed, the loan can be converted into a traditional mortgage or paid off through other means, such as selling the property.
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What We offer
Why we stand out from the competition
Excellent rates and Fees
Our interest rates are competitive, and we keep fees low, all while ensuring there are no prepayment penalties.
Your Local Lender
We understand the local real estate conditions because we live here too.
On Time, Fast Closings
We are located in Augusta, Georgia and can close loans faster than banks & our competition - as quick as 24 hours.
Easy Application
Our application intake process is fast, easy & smart. It knows what info to ask & required docs for you to upload.
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Testimonials
Would you like to start a loan with us?
Contact us at Simple Money Loans to get the ball rolling into your future property.