About Us

Welcome to Simple Money Loans

Your local lender, serving the Southeast region, including Richmond and Columbia Counties in Georgia, as well as Aiken and Columbia in South Carolina.

Who We Are

We are seasoned lenders with a wealth of experience in flipping, rehabilitating, and leasing real estate throughout the broader Augusta, Georgia to include Aiken and North Augusta SC region. Our expertise extends beyond offering financial support to fellow local investors; we possess a comprehensive understanding of the prevailing real estate dynamics in the area.

Our Mission

At Simple Money Loans, our mission revolves around providing accessible financial solutions to individuals engaged in house flipping, rental property renovations, or home construction. We take pride in offering competitive and swift loans to empower our clients in realizing their real estate ambitions.

What We Do

We compile loan options to fit your unique situation and walk you through the process

The Team You Can Count On

Robert Richards

Bob Richards is the manager of Simple Money Loans. Bob has over 40 years of experience with lending in the Augusta market area. Bob strives for great customer service and professionalism.

Hailey Kneece

-Senior Loan Officer

Hailey Kneece is a dedicated Loan Officer at Simple Money Loans; she brings a unique blend of real estate and lending expertise to the table. With two years of experience as a Pre-Closing Coordinator at a local real estate firm, she has a deep understanding of the real estate process from start to finish. This background allows her to provide valuable insights and support to clients seeking private money lending solutions.

At Simple Money Loans, we specialize in offering flexible and tailored private money lending options to help you achieve your real estate goals. Whether you’re investing in property, need short-term financing, or are looking to expedite a closing, she is here to guide you every step of the way. Hailey’s approach is centered on clear communication, transparency, and a commitment to finding the best financial solutions for your needs.

With a passion for real estate and being meticulous, Hailey ensures that every transaction is handled with the utmost care and professionalism.

Hailey is ready to work together to turn your real estate ambitions into reality with the right financing options.

Michelle Haven

-Controller/Operations manager

As our Controller & Operations Manager, Michelle does a bit of everything—balancing the books, managing our banking lines, and making sure our investment funds are perfectly tracked. At the same time, she oversees our day-to-day loan pipeline. That means keeping an eye on underwriting workflows, coordinating with attorneys, and approving those crucial construction draw requests so your rehab projects never lose momentum. Essentially, Michelle ensures that our backend finances run smoothly so that we can keep our promise to you: delivering fast, flexible, and reliable hard money funding without the red tape.

Cynthia Luciano

-Loan Officer

Cynthia is a Loan Officer at Simple Money Loans who focuses on keeping each loan organized and moving smoothly from application through closing. She manages documentation, coordinates communication between borrowers, attorneys, insurance providers, and other parties involved in the transaction, and helps ensure every part of the process stays on track. Cynthia takes pride in being a friendly, responsive, and reliable point of contact for borrowers throughout their lending experience.

Ready to get started?

Click here to start your application!